💰 Income / آمدنی
PKR 0
Earned Income (Salary / Business)
Portfolio Income (Dividends / Funds)
Passive / Side Hustle Income
Total Income
PKR 0
🧾 Expenses / اخراجات
PKR 0
— Growth / ترقی — ★ Pay Yourself First
Savings, Em. Fund & Investments ★
Self Care, Education & Donations
— Needs / ضروریات —
House Rent
Utilities (Bijli, Gas, Paani)
Groceries
Transportation
Car / Bike (Petrol & Maintenance)
Cell Phone
Child Care & Spouse
Child Education
Min. Debt Payment
— Wants / خواہشات —
Dining Out
Hobbies
Travel
Entertainment
Fashion & Luxury
Total Expenses
PKR 0
🏦 Assets / اثاثہ جات
PKR 0
— Liquid Assets / نقد رقم —
Cash in Hand (Liquid)
Cash in Bank (Liquid)
Total Liquid Assets
PKR 0
— Investment Assets —
Businesses (System Based)
Paper Assets (PSX, Funds, REIT)
Real Estate
Commodities (Gold, Silver)
Digital Assets
Total Assets (incl. Liquid)
PKR 0
💳 Liabilities / قرضہ جات
PKR 0
Total Liabilities
PKR 0
💾 Save Monthly Snapshot
🎯 Ideal Monthly Expenses
PKR 0
Your ideal retirement lifestyle cost — what passive income must cover. FIRE number is calculated from this.
— Essential Needs —
Ideal Housing
Ideal Utilities & Bills
Ideal Groceries & Food
Ideal Transport
Ideal Child / Family
— Lifestyle —
Ideal Lifestyle & Wants
Ideal Travel / Experiences
Ideal Self Care & Donations
Total Ideal Monthly Expenses
PKR 0
📊 Monthly Cashflow
Income − Expenses
PKR 0
📐 Budget Rule
10/20/50/20Actual allocation vs ideal
🧘 Self Care & Donations (10%)0%
💹 Savings & Investments (20%)0%
🏠 Needs / Bills (50%)0%
🎉 Wants / Lifestyle (20%)0%
📈 Key Metrics
Net Worth
Assets − Liabilities
Assets − Liabilities
PKR 0
🛡 Emergency Fund (3× Monthly Expenses)
You Have
PKR 0
You Need
PKR 0
Gap
PKR 0
Savings Rate
Savings ÷ Income
Savings ÷ Income
0%
Debt-to-Income Ratio
Total Debt ÷ Annual Income
Total Debt ÷ Annual Income
0.0×
Monthly Surplus / Deficit
PKR 0
🔥 FIRE Number
25× Annual Ideal Exp🎯 Based on Ideal Expenses
PKR 0
Fill Ideal Expenses to calculate
📊 Based on Actual Expenses
PKR 0
Target Freedom Age
Desired Passive Income/mo
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