Budget Planner
Fill your numbers — everything calculates automatically

📅 Monthly Snapshot: Fill your numbers, save every month to track your progress. WhatsApp sends the full report directly to AssetBuild.

💰 Income / آمدنی

PKR 0
Earned Income (Salary / Business)
Portfolio Income (Dividends / Funds)
Passive / Side Hustle Income
Total Income
PKR 0

🧾 Expenses / اخراجات

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— Growth / ترقی — ★ Pay Yourself First
Savings, Em. Fund & Investments
Self Care, Education & Donations
— Needs / ضروریات —
House Rent
Utilities (Bijli, Gas, Paani)
Groceries
Transportation
Car / Bike (Petrol & Maintenance)
Cell Phone
Child Care & Spouse
Child Education
Min. Debt Payment
— Wants / خواہشات —
Dining Out
Hobbies
Travel
Entertainment
Fashion & Luxury
Total Expenses
PKR 0

🏦 Assets / اثاثہ جات

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— Liquid Assets / نقد رقم —
Cash in Hand (Liquid)
Cash in Bank (Liquid)
Total Liquid Assets
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— Investment Assets —
Businesses (System Based)
Paper Assets (PSX, Funds, REIT)
Real Estate
Commodities (Gold, Silver)
Digital Assets
Total Assets (incl. Liquid)
PKR 0

💳 Liabilities / قرضہ جات

PKR 0
Total Liabilities
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💾 Save Monthly Snapshot

🎯 Ideal Monthly Expenses

PKR 0
Your ideal retirement lifestyle cost — what passive income must cover. FIRE number is calculated from this.
— Essential Needs —
Ideal Housing
Ideal Utilities & Bills
Ideal Groceries & Food
Ideal Transport
Ideal Child / Family
— Lifestyle —
Ideal Lifestyle & Wants
Ideal Travel / Experiences
Ideal Self Care & Donations
Total Ideal Monthly Expenses
PKR 0

📊 Monthly Cashflow

💤
Income − Expenses
PKR 0

📐 Budget Rule

10/20/50/20
Actual allocation vs ideal
🧘 Self Care & Donations (10%)0%
💹 Savings & Investments (20%)0%
🏠 Needs / Bills (50%)0%
🎉 Wants / Lifestyle (20%)0%

📈 Key Metrics

Net Worth
Assets − Liabilities
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🛡 Emergency Fund (3× Monthly Expenses)
You Have
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You Need
PKR 0
Gap
PKR 0
Savings Rate
Savings ÷ Income
0%
Debt-to-Income Ratio
Total Debt ÷ Annual Income
0.0×
Monthly Surplus / Deficit
PKR 0

🔥 FIRE Number

25× Annual Ideal Exp
🎯 Based on Ideal Expenses
PKR 0
Fill Ideal Expenses to calculate
📊 Based on Actual Expenses
PKR 0
Target Freedom Age
Desired Passive Income/mo

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